Privacy Policy Online Banking

What does FAB&T do with your financial information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. 

The information can include: 

• Social Security number and income 

• Account balances and payment history 

• Credit history and credit scores

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons FAB&T chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does FAB&T share? YES | Can you limit this sharing? NO

For our marketing purposes, to offer our products and services to you.

Does FAB&T share? YES | Can you limit this sharing? NO

For joint marketing with other financial companies.

Does FAB&T share? YES | Can you limit this sharing? NO

For our affiliates’ everyday business purposes information about your transactions and experiences.

Does FAB&T share? NO | Can you limit this sharing? WE DO NOT SHARE

For our affiliates’ everyday business purposes information about your creditworthiness.

Does FAB&T share? NO | Can you limit this sharing? WE DO NOT SHARE

For non-affiliates to market to you.

Does FAB&T share? NO | Can you limit this sharing? WE DO NOT SHARE

Questions?

Call us at 800.982.4511.

Who is providing this notice?

First Arkansas Bank & Trust (FAB&T)

How does FAB&T protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our online banking service utilizes a comprehensive security strategy to protect your accounts and transactions conducted. Your use of the service requires acceptance of an encrypted cookie, which is removed when the browser is closed.

How does FAB&T collect my personal information?

We collect your personal information, for example, when you: 

• Open an account or deposit money 

• Pay your bills or apply for a loan 

• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only: 

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness 

• Affiliates from using your information to market to you 

• Sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• First Arkansas Bank & Trust (FAB&T) does not have any affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies:

• FAB&T does not share information with non-affiliates.

Joint marketing

• Financial institutions for whom we issue credit cards.
• Financial institutions with which you may have an existing relationship.