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Deposit Certificates

Lock-in a fixed rate of return for whatever term you choose.

With a set maturity date, CDs are an excellent way to save for long-term goals. Our CDs combine security and flexibility with higher returns on your money.

  • Minimum deposit of $500*
  • Interest rates are variable, and subject to change from week to week; however, they are fixed for the term of the CD
  • Interest paid monthly or quarterly
  • Penalties for early withdrawal
*For CDs greater than $25,000, please select the contact link at the bottom of the page and provide the amount and term of the CD you would like, as well as your zip code and phone number. 

CDs are offered in the following terms:

  • APY 4.31%1 
  • Minimum opening deposit of $1,000 
  • Automatically renews for 90 days2 

1APY (Annual Percentage Yield) effective as of 1/17/2025. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for ninety (90) days at the rate prevailing at that time. 

    • APY 4.03%1 
    • Minimum opening deposit of $1,000 
    • Automatically renews for 6 months2  

    1APY (Annual Percentage Yield) effective as of 11/15/2024. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for six (6) months at the rate prevailing at that time. 

    • 4.01% APY1
    • Minimum opening deposit of $500*
    • Deposit amount and interest rate is “locked” for the term amount
    • Early withdrawal penalty may apply
    • Automatically renews for 90 days2

1 APY (Annual Percentage Yield) accurate as of 1/17/2025. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. 2 At maturity, this certificate will renew for ninety (90) days at the rate prevailing at that time.

    • 3.89% APY1
    • Minimum opening deposit of $500*
    • Deposit amount and interest rate is “locked” for the term amount
    • Early withdrawal penalty may apply
    • Automatically renews for 6 months2

    1APY (Annual Percentage Yield) accurate as of 1/17/2025. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for six (6) months at the rate prevailing at that time. *Maximum online account opening deposit is $25,000.

    open a 6-month cd

  • 1.25% APY1
  • Minimum opening deposit of $500*
  • Deposit amount and interest rate is “locked” for the term amount
  • Early withdrawal penalty may apply
  • Automatically renews for 1 Year2

1APY (Annual Percentage Yield) accurate as of 11/21/2023. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for one (1) year at the rate prevailing at that time. *Maximum online account opening deposit is $25,000.

open a 1-year cd

  • 2 Year CD

    • 0.65% APY1
    • Minimum opening deposit of $500*
    • Deposit amount and interest rate is “locked” for the term amount
    • Early withdrawal penalty may apply
    • Automatically renews for 2 years2

    1APY (Annual Percentage Yield) accurate as of 11/21/2023. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for two (2) years at the rate prevailing at that time. *Maximum online account opening deposit is $25,000.

    open a 2-year cd


  • 0.75% APY1
  • Minimum opening deposit of $500*
  • Deposit amount and interest rate is “locked” for the term amount
  • Early withdrawal penalty may apply
  • Automatically renews for 3 years2

1APY (Annual Percentage Yield) accurate as of 11/21/2023. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Penalties may apply to withdrawals made prior to maturity. A withdrawal will reduce earnings. 2At maturity, this certificate will renew for three (3) years at the rate prevailing at that time. *Maximum online account opening deposit is $25,000.

open a 3-year cd




To learn more about our Certificates of Deposit, contact our Client Resource Center or visit a local branch.