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Deposit Certificates

Lock-in a fixed rate of return for whatever term you choose.

With a set maturity date, CDs are an excellent way to save for long-term goals. Our CDs combine security and flexibility with higher returns on your money.

  • Minimum deposit of $500
  • Interest rates are variable, and subject to change from week to week; however, they are fixed for the term of the CD
  • Interest paid monthly or quarterly
  • Penalties for early withdrawal

CDs are offered in the following terms:

  • 90 days
  • 6 months
  • 1 year
  • 2 years
  • 3 years
  • 5.52% APY1
  • Minimum opening deposit of $1,000
  • Automatically renews for 6 months2
  • 0.25% one-time bump with qualifying opening deposit3  
1APY (Annual Percentage Yield) accurate as of 08/28/2023. APY assumes both principal and interest will remain on deposit until maturity. Interest will be credited to the principal balance at maturity. Fees may reduce earnings. At maturity, this certificate will renew for six (6) months at the rate prevailing at that time. Offer may be withdrawn at any time. 3To qualify for the one-time bump rate of 0.25%, the opening deposit must include a minimum of $25,000 new money - money that was not originally in an existing FAB&T account. One-time bump rate will be effective on same date CD is opened. 5.78% APY with qualified opening deposit.

To learn more about our Certificates of Deposit, contact our Client Resource Center or visit a local branch.