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Business Services

Smart Solutions. Stronger Business.

Less time managing the details. More time growing your business.

Running a business takes hard work, smart decisions, and the right financial tools. At First Arkansas Bank & Trust, we're here to help make the financial side of your business a little easier.

From managing payments and deposits to streamlining cash flow and protecting your accounts, our business banking services are designed to help you work more efficiently, stay organized, and keep your business moving forward.

Whether you're a small business just getting started or an established company with more complex financial needs, you'll find modern banking solutions backed by the personal service and local expertise you expect from FAB&T.

Your business has places to go. We've got the tools to help you get there.

An automated fraud detection tool used to aid in the prevention of unauthorized ACH debit entries.
 
HOW DOES IT WORK?
    • Set Up : Establish pre-authorized ACH transaction criteria. 
    • Transaction Monitoring : ACH Positive Pay verifies the criteria when an ACH debit is presented for payment. 
    • Review : If criteria are met, the debit is paid. If criteria are not met, an ACH Positive Pay exception is created. 
    • Approval : Review the ACH transaction and you may choose to pay or return the ACH debit.

Cut out trips to the bank with our remote capture product, On-Site Deposit!

Say goodbye to standing in lines! No more trips to the bank saves you time and gasoline, which equates to extra money on your bottom line. You can even consolidate deposits from other offices. And you will do your part to make the Earth a little greener by saving gasoline and paper (On-Site Deposit requires no printing - all transactions and receipts are electronic).

On-Site Deposit provides you:

  • Convenience: Make your deposits right at your desk, whenever you want, even if the bank is closed! Funds are available sooner than with traditional deposits.
  • Easy Retrieval: Data is instantly stored and accessible to you, anytime. Viewing checks in your deposits has never been easier.
  • User-Friendly and Secure: Software is easy to use and takes you through the process step-by-step. Deposits are encrypted and sent electronically. System access is password-protected.
  • Quick: All you need to do is scan, verify, and click “submit” and you’re done!

Our system allows you to initiate wire transfers right from your own computer!

Control your finances on your own time, when it is most convenient for you.

Wire Transfers are: 

  • Easy: Simply input the data into Online Banking, click "submit", and we'll take it from there.
  • Secure:  Not only is the data encrypted and sent through a secure channel via our Online Banking, but our system also requires a PIN, adding another layer of security. This ensures that only authorized persons can process wire transfers. 
  • Verified:  We verify the information and process the wire transfer. Your transaction is completes, and you never have to leave your office. 

Why use ACH Cash Management?

ACH Cash Management allow you to process direct deposit payroll for your employees. 

ACH Cash Management provides you with:

  • Ease of Collection: Process automatic electronic payments from customers.
  • Ease of Payment:  Process bills (both one-time and recurring) without the worry of a check getting lost in the mail. Corporate tax payments can be processed as well. 
  • Ease of Research:  Access a history detail of all transactions processed, all in one place!

This service is designed to stop counterfeit or altered checks.

Simply input the data by keying in the checks that have been written by you into Online Banking. This information is encrypted and shared with the bank. When checks are presented, they are matched against the information provided. If a discrepancy occurs, we notify you, and you may choose to pay or return the check in question. 









To learn more about business services, please contact our Client Resource Center.