World Elite Mastercard®

FAB&T is proud to offer a local credit card with global reach and purchasing power. The World Elite Mastercard® is designed to complement the way you live with service from the community bank you trust. 

From cash back on purchases to ID Theft Protection™, Mastercard Airport Concierge™, cell phone protection and Fandango rewards, the World Elite Mastercard® offers an abundance of benefits and partnerships aimed at providing financial freedom and making your life easier. 

Benefits include: 

Mastercard ID Theft Protection™

Identity theft hurts, but Mastercard can help—for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7. Simply visit or call 1-800-Mastercard.*


Cell Phone Protection

Why pay for cell phone insurance, which can cost over $100 per year, when you can get protection through Mastercard? As long as you pay your monthly cellular bill with your FAB&T Mastercard, you are automatically eligible for coverage up to $800 per claim for World Elite Mastercard – at no additional cost.*

25,000 Bonus Points

New World Elite cardholders can earn 25,000 bonus reward points after spending at least $3,000 on purchases within the first 90 days of card activation.

Bonus points will appear on the cardholder's statement 8-12 weeks after reaching the spend threshold. The cardholder and any additional cardholders on a single card account can make eligible purchases. Eligible purchases do not include fees or interest charges, balance transfers, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of other cash equivalents or returned items. Additional card members on the account are not eligible for this over. In rare instances, purchases may fall outside of the eligibility period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date a cardholder made the transaction. (For example, if a cardholder buy goods online, the purchase date may be the date the goods are shipped). For questions regarding this bene t, please ask the cardholder to call the number on the back of his/her card.


Whatever your favorite flavor is, you can have it delivered straight to your door. With DashPass, the monthly subscription service from DoorDash, you can get free delivery, reduced fees, and exclusive offers from thousands of restaurants, grocery stores, conveniences stores, and more. Just use your FAB&T Mastercard to sign up for DashPass as a new member to get 3 complimentary months of membership. Plus, both new and existing DashPass members get a $5 discount on their first 2 orders each month.*


Make mealtime simple with delicious and easy-to-follow recipes and fresh pre-portioned ingredients, all delivered to your door. Use your [CARD NAME] to purchase the HelloFresh meal kit delivery plan that works for you, and you’ll receive 5% back that can be used towards your next HelloFresh delivery. Plus, new customers receive a discount on their first few boxes.*


Lyft is a rideshare service that matches users with a nearby driver who’ll take them wherever they’re going. Cardholders can use the Lyft app to order a ride on demand, or schedule a future ride. Take 3 rides in one calendar month, get a $5 Lyft credit with your FAB&T World Elite Mastercard.*



Get what you want, when you want it. Your FAB&T Mastercard grants you a complimentary membership to ShopRunner. That means free 2-day shipping, free return shipping and exclusive offers at 100+ of your favorite stores.*


Whether you big-screen blockbusters or art-house darlings streamed at home, you’ll get $5 off your next movie ticket purchase or at-home movie or TV show when you spend $20 on movie tickets at Fandango or stream movies or TV shows on Fandango’s home entertainment streaming service using your World Elite Mastercard.*

Mastercard Travel and Lifestyle Services

As a World and World Elite Mastercard cardholder, cardholders have access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rental and more. Cardholders have access to a lifestyle manager that will help them plan their vacation - complimentary, at their convenience, 24 hours a day, 7 days a week. Plus take advantage of the Mastercard Lowest Hotel Rate Guarantee and Mastercard Hotel Stay Guarantee which deliver value and peace of mind. If cardholders book a qualifying ‘prepaid hotel rate’ or ‘pay at a local hotel rate’ hotel stay through the Mastercard Travel & Lifestyle Services program either online or through an authorized program agent using their Mastercard and then find the same hotel room type, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, Mastercard will refund the difference. To receive a refund cardholders must submit a claim as described in the Terms & Conditions prior to their stay and at least seventy-two (72) hours before the date of their reservation check-in.*


Mastercard Airport Concierge™ 

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process. To reserve Mastercard Airport Concierge services visit or consult your Travel Advisor.*

World Elite Mastercard Concierge Service

World Elite Mastercard offers cardholders the Mastercard Concierge Service. Imagine having a Personal Assistant 24 x 7 x 365, where knowledgeable experts can assist with whatever the cardholders needs, whenever needed. This takes “Concierge Service” to the next level with robust, personalized features that will save time and simplify days, such as:

  • Personal Profile to track preferences for travel, hotels, dining, entertainment, special occasions – and even food allergies.
  • Local experts who can provide on-site assistance with everyday household needs – like being there when the new appliance is delivered, because the cardholder can’t be.
  • Access to unique dining and entertainment venues to turn a special occasion into a memorable experience.
  • Reminder service for those dates or events that the cardholder can’t afford to miss.

Costs of any goods or services provided by the concierge will be billed to the cardholder’s World Elite Mastercard.

*For full terms and conditions, please visit the Mastercard website here.